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Credit Lessons from Our Grandfathers

The American dream continues to exert a powerful lure on our collective mindset. However, even as Americans’ prosperity has continued to grow, so has our debt levels. And that prompts the painful question: is the American dream for real, or an illusory phenomenon created by—well, our easy access to credit cards and other types of [...]

How to Clear Debt – Credit Cards

There are multiple ways in which you can clear debt.  Lets take a look and break down one of the most common types of debt and how you can fix this problem. Credit card debt is often associated by some of the highest interest rates.  If you do not pay more than the minimum monthly [...]

Learn How To Consolidate Credit Card Debt

Learning the steps to consolidate credit card debt is something that cardholders can do. Consolidation is great for people who look forward to a better credit future. If you think about it, you can benefit a lot from this. However, you may need to initially consider a few things: There are numerous reasons why you [...]

If Money Can’t Buy You Love, Can It Buy You Happiness?

We all know that money can’t but you love, but can it buy you happiness? Well, according to new research, it depends on how you spend it. As it turns out, there is a science to reaping the most happiness from your hard-earned dollars. And the good news is, happiness can be yours, even if [...]

Beauties and the Beast: Credit Card Mayhem in Beverley Hills

The life of the glitterati may look charmed, but when it comes to credit card fraud and identity theft, the A-list is just as vulnerable as the rest of us—a fact that beautician-turned-credit card thief Maria Gabriela Perez did not fail to observe. In her days of glory, Perez, 51, served as hairdresser and beautician [...]

Card Issuers Roll Out Double-Whammy 0 APR Rewards Card Offers

As the pendulum slowly swings back from last year’s extreme credit tightening, credit card issuers are once again one-upping each other in the ever-fierce competition for the most creditworthy customers. This is good news for those with good credit scores, because there are plenty of good credit card offers to choose from. In fact, as [...]

American Express Scores Top in Customer Satisfaction

For the fourth year in a row, American Express is ranking highest in customer satisfaction, according to a recent study of credit card issuers released by information services provider J.D. Power and Associates. On a 1,000 point scale, American Express earned a full 769 for customer satisfaction—55 points higher than the current industry average of [...]

Negotiate Credit Card Debt

Due to the economic recession a lot of people had to go in debt to keep their house and/or a normal life. Others got big debt through college, there are numerous reasons for people to have a debt. Having a debt is easy, getting out of a debt is not, or is it? More and [...]

A Guide to the New Credit Card Statements

Cardholders across the country can look forward to receiving more user-friendly credit card statements in the mail in the month ahead. As of July 1, the provisions of 2009’s CARD Act that specify new rules for credit card statements stepped into effect, putting important financial information at consumers’ fingertips. The new rules for credit card [...]

Managing Credit Cards on the Go

In today’s fast-paced society, the ability to manage your finances on the go is more valuable than ever. Being able to check your debit or credit card balance while making a purchase, for example, can help avoid overdrafts, and the ability to make payments on the spot can ward off nasty late fees. Thanks to [...]

Fed Weighs in Against New Business Credit Card Rules

The Credit CARD Act of 2009 put in place new consumer protections against deceptive credit card practices. The new credit card rules, however, did not include business credit cards. Instead, Congress charged the Fed to do a study on whether new credit card rules would be warranted for business credit cards as well. The Fed [...]