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Clear Debt For Worry Free Living

Persons looking to clear debt may find that it is a difficult struggle. The first step is to stop using credit cards. The sooner one stops spending, the shallower the hole that needs to be filled. The second step is to choose a debt professional to help form a plan to get out of debt. [...]

Debt Snowball Pro App Giveaway (iPhone & iPod)

If you have been a fan of Enemy of Debt for anytime at all, then you know I became debt free by using the debt snowball method. I didn’t have an iPhone, iPod Touch, or an iPad when getting out of debt, but if I did, I would of definitely loved being able to track [...]

Debt Free News From A Debt Free Reader #13

Hey everyone! Welcome to another Debt Free Friday! I was recently inspired to ask another passionate debt free blogger to share his story on Enemy of Debt for all of you to enjoy. His comment was filled with passion, which you know I love, so I had to send him an invite. I know you [...]

Debt Relief Programs – an Overview

At some point in time everyone has debt, but there are times when the debt is overwhelmingly large. In these times, you want some to get some relief from it all. This is where debt relief programs come in. They are managed by companies and institutes. When you are in crisis and can’t make debt [...]

Do You Really Need An Attorney For Debt Settlement?

If you have seen the advertisement for debt settlement attorneys you know they like you to think it is the solution for everyone in debt, but that is simply not the case. It sounds pretty good to be able to write off debts with up to 60%, but there are negative consequences you need to [...]

Tips For Eliminating Credit Card Debt

Eliminating credit card debt is a problem that most people in the country have. Since almost all Americans carry a credit card and these cards typically carry a balance, we all suffer from different degrees of credit card debt. The interest rate on a credit card balance is usually between ten to thirty percent (10-30%) [...]

Debit Consolidation: A Wise Choice for Reducing Debt

A Consolidation Loan Offers Peace of Mind If you want stop calls and notices from your creditors, then a debt consolidation loan can be the answer to obtaining the financial relief you need. There are a variety of free debt consolidation programs on the Internet that can steer you towards lenders who can help in [...]

The Cold Hard Truth: Debt is STUPID and You Might Be Too!!

Seriously…This is Where Behavior Meets Reality! Are you in debt up to your eyeballs and wondering how come you just can’t get ahead? This may surprise you since I do not know you, but I do know the answer. It’s real simple and really not a secret, especially here on Enemy of Debt. Wanna hear [...]

How to Choose from Different Debt Consolidation Options

Have you considered debt consolidation and are you confused about the different debt consolidation options? If you are paying off several different debts, you may have been offered a consolidation loan or you may have seen consolidation packages advertised by various companies. Here is an overview of the most common ways of consolidating debts. A [...]

Free Debt Consolidation Quotes: 3 Important Things to Know

There are quite a few companies that offer free debt consolidation quotes to customers, but these free quotes aren’t always as they seem. Sometimes along with a free quote come some hidden fees or a contract that you may not even realize you are signing. Before you try to attempt to receive any free debit [...]

Negotiate Credit Card Debt with Collection Agency

When one first finds out that their credit card debt has gone to collection, the instinctive reaction is undoubtedly of despair and hopelessness. What’s coming are ruined credit and possible lawsuits or bankruptcy. The situation however is not as bleak as your debt collector would like you to believe and successfully negotiating credit card debt [...]

Hey Soldier! Find Out How To Get Out Of Debt

Getting out of debt seems to be an impossible task to many people.  Take a minute to look at this article to learn practical, common sense tips to break free from financial bondage. Do you wake up in the middle of the night thinking how you’re going to make your salary enough to pay for [...]

Bankruptcy vs. Debt Consolidation – Which is Right for Me?

Have you come to a point in your life where your debts are controlling you? Are you struggling just to pay your bills and have the everyday necessities of life?  If so, you may be considering either filing for bankruptcy or debt consolidation.  How do you decide which path is the best option for you [...]

Some Thoughts on Eliminating Credit Card Debt

Eliminating credit card debt requires a couple of very important tasks; stop using the credit cards or pay them off each month if you must use them to make purchases. Occasionally, items may need to be purchased on credit, but when this spending behavior is repeated continuously, it makes reducing debt very difficult for the [...]