Important Points When Using Secured Credit Cards
Using the wrong credit card, the wrong way, can actually hurt your credit rather than repair it. Here are a few tips you should consider: Never use a credit card that advertises “everyone is approved.” These credit cards loaded with fees and do not offer you the chance to increase your credit limit. Often, you [...]
Balance Transfers Using 0 Interest Credit Cards
Did you know that even in this crazy credit market, you can still borrow money interest free? Many credit card companies are still offering offer 0 interest credit cards; and, receiving this type of loan easier if you have a good credit score. But, with the recent FICO 08 changes, even those with minor credit [...]
Loans For Bad Credit: Sources of Loans For People With Bad Credit
With the tightening of credit over the past year, those with fair to poor credit scores are finding it difficult to obtain a loan. In fact, if you have bad credit, finding bad credit loans is even more difficult as conventional lenders are just nor going to lend to those with bad credit. Fortunately, there [...]
Bad Credit Loans: What You Need To Know About Loans For Bad Credit
Even if you have bad credit, you might need to secure a personal loan. A “Bad credit loan” is designed to provide credit to people with bad credit who need to obtain a personal loan. If you are willing to pay the higher interest rates and associated “fees”, you can still get access to credit [...]
New Rules For Credit Scores: How Will FICO 08 Affect Your Credit?
Need to buy a car or apply for a new credit card? How will the new methods of calculating FICO scores affect your ability to obtain credit? Indeed, those pesky little credit scores serve as a reminder that all of our past credit card transgressions are recorded and will haunt us for a number of [...]