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Know Your Creditors – Know Your Rights

Who exactly is attempting to collect my debts? The Fair Debt Collection Practices Act was written within the 1970s and provided a great amount of protection for debtors. You will find strict rules and regulations that a debt collector should abide by, and if any of these regulations are violated, there’s a great chance that [...]

Using 0 APR Credit Cards For Debt Consolidation

The economy is in a slump, we are funding huge government bailouts, unemployment rates and foreclosures are at an all time high, and yet many of us are still paying up to 29% interest on our credit cards. Stop drowning in interest payments. There are many low interest and even 0 APR credit cards available! [...]

Balance Transfers Using 0 Interest Credit Cards

Did you know that even in this crazy credit market, you can still borrow money interest free? Many credit card companies are still offering offer 0 interest credit cards; and, receiving this type of loan easier if you have a good credit score.  But, with the recent FICO 08 changes, even those with minor credit [...]

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