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Fixing Bad Credit After Bankruptcy

If your debt to income ratio has been out of balance for awhile you probably already had bad credit before you ever met with your bankruptcy attorney. If your low credit score was due to debt then you will have an easier time rebuilding your credit after you file bankruptcy. This is only true if [...]

New Rules For Credit Scores: How Will FICO 08 Affect Your Credit?

Need to buy a car or apply for a new credit card? How will the new methods of calculating FICO scores affect your ability to obtain credit? Indeed, those pesky little credit scores serve as a reminder that all of our past credit card transgressions are recorded and will haunt us for a number of [...]