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Debit Consolidation Loans: Regain Control Of Your Finances

A “debit consolidation loan” (actually called a “debt consolidation loan”) is a loan that is designed to consolidate multiple smaller debts (usually credit card debts) into one debt with a lower interest rate and longer repayment term. The net result is that the payments are lower and more of each payment goes to principal reductions. [...]

Debt Consolidators: Friend Or Foe?

With the recent recession and high unemployment, the credit card debt consolidation industry has really become a booming sector of the economy.  A debt consolidator will offer to take all of your credit debt, negotiate for lower payments and interest rates with your creditors and make you debt free in a few short years. These [...]