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Were You Aware That Your Three Bureau Credit Report Might Prevent You From Getting A Loan

You’ve likely heard others say ‘three bureau credit report’ but have you ever wondered just what it is and why it is important? Inside the US the 3 major credit bureau corporations are Equifax, Experian and TransUnion. Each one of these personal companies keeps a credit file on you containing private information (such as your [...]

Fixing Bad Credit After Bankruptcy

If your debt to income ratio has been out of balance for awhile you probably already had bad credit before you ever met with your bankruptcy attorney. If your low credit score was due to debt then you will have an easier time rebuilding your credit after you file bankruptcy. This is only true if [...]

Bankruptcy vs. Debt Consolidation – Which is Right for Me?

Have you come to a point in your life where your debts are controlling you? Are you struggling just to pay your bills and have the everyday necessities of life?  If so, you may be considering either filing for bankruptcy or debt consolidation.  How do you decide which path is the best option for you [...]

Interest Free Credit Cards Offers – How To Find The Best And Avoid The Rest

In these tough economic times, it is imperative that you manage your credit debt wisely and cut interest expenses as much as possible.  Where you have several large credit card balances, you need to consider carefully reviewing your credit debt to determine if credit card debt consolidation is a smart financial move for you.  Let’s [...]

New Rules For Credit Scores: How Will FICO 08 Affect Your Credit?

Need to buy a car or apply for a new credit card? How will the new methods of calculating FICO scores affect your ability to obtain credit? Indeed, those pesky little credit scores serve as a reminder that all of our past credit card transgressions are recorded and will haunt us for a number of [...]

Consolidate Credit Card Debt The Right Way

Stressed out from trying to juggle large amounts of credit card debt?  If you are only able to make the minimum payments your credit card balances, you need help with debt.  The best time to start is right now. Do I Need A Credit Card Debt Consolidation Loan? One of the main ways to begin [...]