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Confused About Credit Card Penalty Rates? Read this Guide

With the new consumer protections of the Credit CARD Act, some of the more costly features of credit card usage have been curtailed. However, there are still plenty of ways in which using credit cards the wrong way can cost you dearly. One of the most pertinent cases in point: Credit card Penalty APRs. The [...]

Credit Card Trends: Rates Up, Lending Down

The credit card trends for 2010 continue to serve up both good news and bad news. People looking from their mailbox to their credit card statement may well feel a bit confused. On the one hand, many consumers are seeing credit card offers land in their mail box at rates they haven’t seen for years. [...]

Surprise! New Credit Card Legislation Pushed Interest Rates To 22-Year Highs

The spread on credit card interest–the difference between the interest rate on your charges, and the Treasury benchmark rate–is the highest it’s been in 22 years.  The culprit?  The CARD Act, which has given banks much less flexibility in the fees they charge.  Banks now have to give you 45 days notice before they raise [...]

Tempting Savings Bonds Interest Rates Opinions

Citibank financial savings quotes are excellent with the investors investing in their goods like checking accounts, cost savings accounts, certificate of deposits, Citibank financial savings bonds, Citibank savings plus account, Citibank savings loan etc. The rates of interest vary from time to time and you need to examine the current prices on the web or [...]

Credit card interest rates hold steady for 2nd straight week

Interest rates on new credit card offers were unchanged for the second straight week, as banks left their card products alone. FOXBusiness.com

High rates, more fees — credit card traps here to stay

More rules clamping down on abusive credit card practices are on their way. Personal finance news – CNNMoney.com