0 credit cards | Using Credit Overseas Becoming More Difficult

Using Credit Overseas Becoming More Difficult

Secure Chip-and-PIN technology still not available in U.S…

Americans traveling or living abroad are finding it increasingly difficult to use credit and debit cards overseas. Europe, Australia, Latin America and a large percentage of Asia, India, China, Mexico and Canada have accepted and implimented the more secure Chip-and-PIN system. While the U.S. continues to use less secure magstripe cards, credit cards using Chip-and-PIN will have a encrypted computer chip embedded in the card that contains the consumer’s personal identification information. When making a purchase, the cardholder is confirmed by entering their PIN number. (more…)

Credit News & Information Blog – ASAP Credit Card

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